
The dream of shoppers who like to shop on Wildberries has come true. Now you can buy goods on the popular marketplace on credit. This opportunity was offered by one of Belarusian banks.
Belarusbank offers to help pay for goods from Wildberries. The loan is provided in the amount from 200 to 50,000 rubles for a term of up to 5 years without guarantors and insurance. The interest rate is from 17.05% (grace period rate for the online option) to 17.65% (base rate for the offline option).
How to buy a product on credit? To do this, you need to add the product to the cart and, at the payment stage, select 'Credit from Belarusbank'. Then – log in via the Interbank Identification System (MIS) and fill out the application.
Within a few minutes, a decision will be made on whether to approve or deny the loan. If the outcome is positive, you will receive an SMS with a clickable link for remote signing of the loan agreement.
Once the contract is signed, the order is considered placed. The funds are transferred to Wildberries' account via non-cash payment after the order is received.
If the buyer decides to refuse the product, the loan funds will not be transferred to the marketplace's account.