
Photo by BELTA
The development of personal subsidiary farming is not only a traditional way of life in rural areas, but also a real opportunity to strengthen family well-being.
Many of our compatriots are already actively using the bank's credit support for these purposes, explains Ivan Zakharenko, head of the banking services center No. 633 in Klimovichi, OAO Belagroprombank. This direction is a priority for us, as it directly contributes to the region's food security and improves the quality of life in rural areas.
The bank offers a special product, "Credit for the development of personal subsidiary farms". The conditions for this are quite attractive and accessible. The interest rate is fixed and amounts to 5% per annum. The loan is issued in Belarusian rubles. The minimum amount is 1,000 rubles, and the maximum amount is up to 2,000 basic units.
The flexibility of the loan terms depends on the purpose. If you plan to purchase agricultural animals, birds, bee colonies, or covering materials, you can take out a loan for up to 3 years. For the purchase of planting material, equipment for processing products, greenhouses, incubators, or lawn mowers, a term of up to 5 years is provided. For residents of rural settlements (except for agrotowns), financing is available for up to 5 years for gasification, electrification, water supply, and sewage system installation. The purchase of domestic agricultural machinery (tractors, motoblocks) is possible with a repayment period of up to 7 years.
Repayment of the principal debt occurs in equal monthly installments, and interest is paid based on the actual remaining debt. Early repayment is allowed without restrictions and penalties.
I invite all interested parties to visit our banking services center No. 633 in Klimovichi to receive detailed consultations. Our specialists will help you correctly fill out the documents and choose the optimal conditions for your tasks.
Detailed information can be obtained by phone at 7-67-78, 7-67-80.