The season of holidays, wardrobe updates, and seasonal purchases is ahead. To make daily expenses not only enjoyable but also bring tangible returns, Belagroprombank has updated the conditions for the Medium card package.

Over the course of a month, each person compiles their own list of expenses. You need to buy groceries, update your wardrobe, and sometimes choose a gift or meet with loved ones at a cafe. The updated Medium package from Belagroprombank is for those who want to receive a pleasant cashback in frequent expense categories.

5% - for watches, jewelry, and precious stones. We don't buy jewelry and watches every day, but they become gifts for memorable dates, birthdays, and New Year's.

2.5% - for style, care, and public catering. The most regular expense item: purchases in clothing and shoe stores, visits to beauty salons, hairdressers, as well as checks in cafes and restaurants.

The maximum refund amount under the Medium package is up to 50 Belarusian rubles per month.

What is included in the Medium package?

Medium is part of Belagroprombank's line of card packages. If you are considering a card for regular purchases, get acquainted with the conditions of the Medium package.

When choosing a card package, it's not only important how much the service costs, but also what benefits it brings every month. As part of the Medium package, you can choose one main card of your choice without issuance fees: Belkart Premium, Visa Gold, or Mastercard Gold. The package also includes the possibility of free issuance of up to two additional cards (including a children's card), free PUSH_MIN operation notifications, P2P transfers within the bank without commission, and cash withdrawal of up to 500 Belarusian rubles per month at non-partner bank ATMs. The increased cashback adds tangible financial benefits to these possibilities.

The Medium package maintenance costs 5.90 BYN per month. At the same time, the fee is not charged if at least one condition is met:

• purchases with a card for a amount of at least 700 BYN per month;
• salary payment of at least 1,500 BYN per month;
• average daily balance on the account of at least 1,000 BYN.

Practical calculation: how much will be returned to the card?

Let's assume that over the month you paid for purchases with a card for 900 BYN. Of these, you bought:

Purchases Amount Cashback rate Refund Earrings 300 BYN 5% 15 BYN Clothing and shoes 300 BYN 2.5% 7.50 BYN Cafes and restaurants 100 BYN 2.5% 2.50 BYN Other daily purchases 200 BYN Not included in the calculation

Total 900 BYN 25 BYN

When paying for purchases totaling 900 BYN per month, the free service criterion is met. Therefore, in the corresponding billing period, the monthly fee for servicing the package is not charged.

As a result, you receive 25 BYN in cashback and do not pay 5.90 BYN for servicing. The total benefit compared to paid servicing is 30.90 BYN: of which 25 BYN is the refund, and 5.90 BYN is the saved fee.

This does not mean that the bank will credit 30.90 BYN: the cashback amount in the example is exactly 25 BYN.

The calculation is illustrative: purchases must correspond to the categories and rules of the loyalty program.

How to apply?

You can apply for the "Medium" package of services in just a few clicks directly in internet banking, the mobile application of Belagroprombank, or at any nearest bank branch.

Plan your daily shopping reasonably and get a refund for purchases. Belagroprombank. There's something to come back to.

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