We need to translate the Russian fragment into natural English, preserving paragraph breaks, not translating proper nouns or URLs. The fragment includes some text like "Автор: Лора Нагапетян" etc. Also there is some weird text: "Добавить в основныеисточники Google" (maybe missing space). Also there is "КАК ВЫИГРАТЬ MACBOOK?До 27.09 заказывайте в приложении Каталог Onlíner на сумму от 99 ƃ и получите шанс выиграть MacBook или ещё 18 призов!" The symbol "ƃ" maybe a weird currency symbol? Should keep as is. Also "Onlíner" is a proper noun (brand). Keep unchanged. Also "Белинвестбанк" proper noun. Keep unchanged. Also "Onlíner" again. Also "Основные источники" maybe phrase but it's not a proper noun? It's a phrase meaning "Main sources". Could translate? The instruction: "Do not translate the article link, url, or any proper nouns you cannot render." "Основные источники" is not a proper noun, it's a common phrase, so we should translate. However earlier they had "Добавить в основныеисточники Google" which seems like "Add to main sources Google". Probably they meant "Add to Google's main sources". We'll translate that as "Add to Google's main sources". But we need to keep the phrase "Основные источники" maybe as is? The instruction says not to translate proper nouns you cannot render. This is not a proper noun, so translate.

We need to preserve paragraph breaks. Let's identify paragraphs in the original:

Paragraph 1: Автор: Лора Нагапетян

Добавить в основныеисточники Google

КАК ВЫИГРАТЬ MACBOOK?До 27.09 заказывайте в приложении Каталог Onlíner на сумму от 99 ƃ и получите шанс выиграть MacBook или ещё 18 призов!

Paragraph 2: Есть ощущение, что банки ведут нешуточную борьбу за клиента. То и дело появляются новости о том, что очередной банк смягчил условия кредитования недвижимости. На этот раз будущих покупателей порадовал «Белинвестбанк», объявив о введении льготного периода — в течение двух лет действует ставка 10,90% годовых.

Paragraph 3: Теперь в рамках кредита на покупку квартиры процентная ставка составляет 10,90% в первые 24 месяца. По истечении льготного периода ставки поменяются:

при строительстве — 14,41% годовых;

при покупке готовой недвижимости — 14,90% годовых.

Paragraph 4: Срок кредитования — до 20 лет. При этом банк готов финансировать до 90% стоимости жилья. Условия обеспечения зависят от размера запрашиваемой суммы: до 150 000 рублей можно взять без поручителей, но с залогом квартиры, выше 150 000 — и с поручителями, и с залогом.

Paragraph 5: В банке считают, что снижение процентной ставки в первые два года позволяет оптимизировать личный бюджет и сосредоточиться на самом главном — ремонте, переезде и обустройстве нового пространства.

Paragraph 6: Нравится читать Onlíner? Добавьте наши новости в «Основные источники» Google

Есть о чем рассказать? Пишите в наш телеграм-бот. Это анонимно и быстро

We need to translate each paragraph, preserving line breaks. Also keep proper nouns unchanged: Лора Нагапетян (author name), Onlíner (brand), Белинвестбанк (bank name), maybe "Основные источники" is not proper noun but it's a phrase; we can translate as "main sources". However the phrase appears in quotes: «Основные источники» Google. Might be a UI label; but we can translate as "main sources". Keep the quotes? Probably we can keep the quotes but translate inside. The instruction: "Do not translate the article link, url, or any proper nouns you cannot render." So we translate everything else.

Also note the weird symbol "ƃ". Keep as is.

Also note "До 27.09" meaning "Until September 27". Keep as is.

Now translate.

Paragraph 1 translation:

"Author: Laura Nagapetyan

Add to Google's main sources

HOW TO WIN A MACBOOK? Until September 27, order in the Onlíner Catalog app for an amount of at least 99 ƃ and get a chance to win a MacBook or another 18 prizes!"

But need to keep the original line breaks: after "Автор: Лора Нагапетян" line break, then "Добавить в основныеисточники Google" line break, then the all caps line. We'll translate each line accordingly.

Thus:

Author: Laura Nagapetyan

Add to Google's main sources

HOW TO WIN A MACBOOK? Until September 27, order in the Onlíner Catalog app for an amount of at least 99 ƃ and get a chance to win a MacBook or another 18 prizes!

Paragraph 2 translation:

"There is a feeling that banks are engaged in a serious battle for customers. Every now and then news appears that another bank has eased mortgage lending conditions. This time, future buyers were pleased by Belinvestbank, which announced the introduction of a grace period — for two years the rate is 10.90% per annum."

Note: "Белинвестбанк" keep as is. Also "льготного периода" translate as "grace period". "ставка 10,90% годовых" => "rate of 10.90% per annum". Keep the comma as decimal? In Russian they use comma as decimal separator. In English we use point. Should we convert? Usually we translate numbers but keep the format? The instruction: translate everything, but numbers remain same; we can convert comma to point for English readability. It's okay. We'll use 10.90%.

Paragraph 3 translation:

"Now, as part of the loan for purchasing an apartment, the interest rate is 10.90% for the first 24 months. After the grace period ends, the rates will change:

• for construction — 14.41% per annum;
• for purchasing ready-made real estate — 14.90% per annum."

We need to keep the dash and line breaks. The original had lines with indent? We'll preserve line breaks: after the sentence, then a line with "при строительстве — 14,41% годовых;" and then "при покупке готовой недвижимости — 14,90% годовых." We'll translate accordingly.

Paragraph 4 translation:

"The loan term is up to 20 years. At the same time, the bank is ready to finance up to 90% of the property value. The collateral requirements depend on the requested amount: up to 15