Flooding an office, store, or warehouse is always an unpleasant incident. Moreover, it often leads to material losses and work downtime. Therefore, it is important to know what to do in such a situation to compensate for the losses.

Procedure for dealing with flooding of commercial premises

1. Power disconnection

The first thing a tenant

Detailed description of damages: condition of ceiling, walls, property.

The composition of the commission with indication of names and positions. Signatures of participants.

If property and/or premises are insured, the insurance company's representative prepares their own separate act. It is important to call the insurer on time. For this, one needs to study the insurance contract, which specifies the periods during which the insured party is obligated to report the occurrence of an insurance case. If these deadlines are not met, one may lose the right to receive insurance payouts.

Expert assessment of flooding

Sometimes it is not possible to independently calculate the total amount of damage. Plus, one should not count on the good faith of the person responsible for the flooding. And hope that he will fully compensate for the damage. It is important to remember that both the insurance company and the at-fault party are directly interested in making

Calculating and proving lost profit is not easy. If for confirming depreciation expenses it is enough to rely on accounting statements, here one cannot do without economic forecasting models that are built on the study of a large amount of the company's financial documentation. Therefore, for the calculation it is desirable to involve experts: professional appraisers, qualified lawyers specializing in flood cases.

Obtaining compensation for flooding of commercial premises

If the person responsible for the flood is identified, the tenant sends a pre-trial claim to them. In it they indicate:

Their own data, plus information about the landlord.

Circumstances of the flood of the premises, its address.

Consequences for the tenant, specifying the amount of damage.

Results of expert examinations.

Reference to the Damage Act.

References to regulatory documents confirming the legality of the tenant's claims.

Amount of compensation, the period within which it must be paid to the specified details.

Intention to go to court if the responsible party refuses to compensate the damage or does so only partially.

If the pre-trial claim is not satisfied within a month, one can go to court. Cho