
In autumn, you want warmth not only outside the window but also in the family budget. And Belgroprombank understands this: starting October 8, 2026, the bank has lowered interest rates on four consumer credit products at once* – "Big Opportunities", "On the Spot", "Superpower 2.0", and the refinancing of loans for consumer needs.
"Big Opportunities" – when you need a large sum
This loan is suitable for those planning major expenses: renovation, education, treatment, buying appliances, or a wedding. The money is issued in a lump sum to your current account, including with a bank payment card, for a term of up to 7 years. The principal debt is repaid in equal monthly installments – the schedule is predictable, budgeting is easy, and interest is charged only on the actual outstanding balance.
"On the Spot" – when money is needed gradually
Sometimes it's not known exactly how much will be needed: for example, for a renovation – paint today, tiles tomorrow, something else the day after. "On the Spot" solves this task simply: the approved amount is issued to a card for a term of up to 4.5 years, but it can be used in parts over the five months following the month the credit agreement is signed. And the most interesting part: for the first six months after signing the agreement, you pay only the interest on the funds you have actually used.
"Superpower 2.0" – financial support in your pocket
A credit card with a revolving line of up to 25,000 Belarusian rubles and without guarantors – it's like a financial safety cushion that's always with you. Everything you repay to the bank becomes available for use again. The total loan term is up to 5 years: the credit line is active for three years, and you have two more years to repay the outstanding balance.
Refinancing – gather all your loans into one
For those who are repaying consumer loans in other banks in Belarus, Belgroprombank offers to refinance them for a term of up to 7 years. Moreover, within a single application, you can refinance several loans at once. Instead of making several payments to different banks on different dates, you get one loan, one schedule, one monthly payment. The payment amount is calculated individually: based on the total debt, the interest rate, and the chosen term.
Important details that make life much easier
You can arrange any of these loans online (in the mobile app) without leaving home.
Early repayment of the loan, in full or in part, is available without restrictions.
Detailed terms can be found in the "Loans" section on the bank's website.
You can get a consultation and an individual payment calculation at any branch of the bank or by calling the contact center at 136.
*For Belagroprombank loans, the interest rate is 17.3% per annum, which is variable and calculated as the National Bank of the Republic of Belarus refinancing rate plus 8.05 percentage points. When the refinancing rate changes, the loan rate changes on the same day.