In autumn, one wants warmth not only outside but also in the family budget. And Belagroprombank understands this: starting October 8, 2026, the bank has lowered interest rates across four consumer credit products – "Big Possibilities," "On Demand," "Superpower 2.0," and refinancing for consumer needs.

"Big Possibilities" – when a large sum is needed

This credit would suit those who plan major expenditures: repairs, education, treatment, purchasing equipment, or weddings. Funds are issued immediately to the current account, including via a bank payment card, for a term of up to seven years. The principal debt is repaid monthly in equal installments – the schedule is predictable, budgeting is easy, and interest is charged only on the actual outstanding balance.

"On Demand" – when money is needed gradually

Sometimes it's unclear exactly how much will be needed: for example, today paint for repairs, tomorrow tiles, the day after something else. "On Demand" solves this problem simply: an approved amount is granted on a card for up to 4.5 years, but it can be used in parts over five months following the month the credit agreement was concluded. The most interesting thing is that during the first six months after signing the credit agreement, you pay only interest on the funds actually used.

"Superpower 2.0" – financial support in your pocket

A credit card with a renewable limit of up to 25,000 Belarusian rubles and no guarantors – it's like an emergency financial safety net that's always with you. Anything you return to the bank becomes available again for use. The total credit period is up to five years: a credit line lasts for three years, and then another two years to repay the remaining balance.

Refinancing – bring all credits together

For those who pay consumer loans at other banks in Belarus, Belagroprombank offers to refinance them for up to seven years. Within a single application, multiple loans can be refinanced simultaneously. Instead of several payments at different banks on different dates, there is just one loan, one schedule, one monthly payment. The payment amount is calculated individually: based on the debt amount, the interest rate, and the selected term.

Important details that greatly simplify life

• You can apply for any of these loans online (via the mobile app) without leaving home.
• Early repayment of the loan, in full or in part, is available without restrictions.
• Detailed terms can be found in the "Loans" section on the bank's website.
• You can get a consultation and an individual payment calculation at any bank branch or by calling the contact center at 136.

*For Belagroprombank loans, the rate is 17.3% per annum, which is variable and calculated as the National Bank of the Republic of Belarus refinancing rate plus 8.05 percentage points. When the refinancing rate changes, the loan rate changes on the same day.