On September 3, 2026, Belagroprombank celebrates its 35th anniversary. Over this period, technologies, the economy, and customer habits have changed, but one of the bank's distinctive features has remained the same — its close connection with the country's regions. Today, Belagroprombank works with enterprises and entrepreneurs, supports the agro-industrial complex, helps develop small business, and offers financial solutions for residents of both cities and rural areas.

The bank's history began in September 1991. Belagroprombank was established during the period of formation of Belarus's new banking system and was initially oriented primarily toward financial servicing of the agro-industrial complex.

For the regions, this direction has always held particular significance. Agriculture is connected not only with food production, but also with employment, the operation of processing enterprises, and the development of rural areas. That is why financing the industry became one of the bank's important tasks from its very first years.

Over 35 years, the country's economy has changed, and along with it the role of Belagroprombank has expanded. Today its clients include enterprises from various industries, representatives of small and medium-sized businesses, individual entrepreneurs, farms, and the general public.

A bank that operates not only in regional centers

The distinctive character of Belagroprombank's regional work is clearly visible in numbers. Today the bank's network includes 252 points of sale in 124 cities of Belarus.

At the same time, a significant share of the bank's corporate clients are enterprises and entrepreneurs operating outside the capital. Thus, regional presence for the bank is not a separate direction, but part of its everyday work.

Behind every enterprise or entrepreneur stand concrete tasks: to acquire equipment, carry out seasonal work, build or modernize a production facility, organize settlements with partners, expand production, or launch a new project.

That is precisely why banking service in the regions is not just the work of a branch with a client. It is participation in the economic activity of the territory.

From sowing campaigns to modern processing

Belagroprombank's connection with the agro-industrial complex remains today as well.

The bank participates in financing seasonal agricultural work, renewing the machine and tractor fleet, building and modernizing dairy commodity complexes, and developing processing enterprises.

For regions, such projects matter far beyond the enterprise itself. New equipment makes it possible to carry out work on time, production upgrades create additional opportunities for output, and the development of processing helps generate added value directly within the region.

At the same time, the modern agro-industrial complex is no longer just an agricultural enterprise. It is an entire chain that includes production, storage, processing, logistics, and sales of products. Financial instruments are needed at every stage of this chain.

Over three and a half decades, Belagroprombank has accumulated significant experience working with the agricultural sector while simultaneously expanding its range of clients and areas of activity.

Opportunities for Those Starting Their Own Business

A regional economy is not only about large enterprises. Small-scale production, individual entrepreneurs, farms, family businesses, and new projects also play an important role in it.

Supporting small and medium-sized enterprises has become one of Belagroprombank's focus areas. Businesses have access to credit products, settlement services, guarantees, acquiring, factoring, and other financial instruments.

A separate focus is support for beginning entrepreneurs. Within the Igrow project, platforms are being developed where startups and small business representatives can not only gain access to the necessary infrastructure but also take part in educational events, receive advisory support, and find business contacts.

For regions, such projects are especially important: entrepreneurial initiative emerges where there are people ready to create new services, production facilities, and jobs.

A Bank for Residents of Large and Small Cities

Over 35 years, the nature of the bank's relationship with the population has also changed.

Once, most banking transactions required an in-person visit to a branch. Today, a significant share of everyday tasks is handled remotely—through online and mobile services, bank cards, contactless and QR payments.

Belagroprombank is expanding its digital capabilities while maintaining its network of service points. This approach allows clients to choose the convenient format of interaction with the bank themselves: use a digital service or consult a specialist.

For residents of small towns and rural areas, the ability to get a consultation and resolve a financial matter in their own locality still matters.

Financial Literacy Is Also Part of the Work

The bank's operations in the regions go beyond financial services.

Belagroprombank runs projects aimed at boosting financial literacy among children, young people, and older generations. Bank employees conduct educational sessions, explain the rules for the safe use of banking services, and help clients get to grips with modern financial technologies.

Special attention is given to the older generation. More than 90 banking service centers host a consulting project called "Academy of Care," where specialists help pensioners master modern technologies and introduce them to the basics of financial and digital security.

Such initiatives are particularly important for the regions, where the bank serves not only as a provider of financial services but also as one of the regular participants in local community life.

From the First Card to Digital Services

Over 35 years, not only the scale of the bank's work has changed, but also the ways of interacting with clients.

In the 1990s, the bank introduced computer technologies into its divisions. In 1996, Belagroprombank joined the Belkart interbank settlement system and issued the first Belkart client card in Soligorsk.

Later came international bank cards, internet banking, a mobile app, and remote services.

Today, a client can perform many transactions using a smartphone, use QR payments, and other digital solutions. In 2026, Belagroprombank became a participant in the industrial operation of the national payment service "KROK."

It turns out that behind the history of the bank's technological development lies a very tangible change for the individual: many financial matters that once required a trip to the bank can now be handled remotely.

Traditions Remain, Opportunities Change

The regions of Belarus have different economic profiles. In some places, the economy is based on agriculture; in others, on industry, processing, trade, services, or entrepreneurship.

Over 35 years, Belagroprombank has evolved from a bank closely tied to the agro-industrial complex into a universal financial institution. Yet the connection with its original specialization has remained — today, the bank continues to support the agricultural sector while simultaneously working with enterprises from other industries, entrepreneurs, and the general public.

This is precisely what sets the anniversary story apart: the bank has evolved alongside the economy while maintaining a constant presence wherever people manufacture goods, raise families, and bring new projects to life.

The 35 years of Belagroprombank represent more than just the history of a financial institution. They span 35 years of working with people and enterprises that live and operate across Belarus. And today this story continues — in new projects, modern technologies, and the bank's daily work in cities and rural communities throughout the country.

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