35 Years Side by Side: How Belgazprombank Has Grown Together with Belarus's Regions

8:56 3 September 2026

On 3 September 2026, Belgazprombank marks its 35th anniversary. Over this period, technologies, the economy, and customer habits have all changed, yet one of the bank's distinctive features has remained unchanged – its close connection with the country's regions. Today, Belgazprombank works with enterprises and entrepreneurs, supports the agro-industrial complex, helps develop small business, and offers financial solutions for residents of both cities and rural areas.

The bank's history began in September 1991. Belgazprombank was established during the formation of a new banking system in Belarus and was initially oriented, above all, toward financial servicing of the agro-industrial complex.

For the regions, this area of focus has always held special significance. Agriculture is connected not only with food production but also with employment, the operation of processing enterprises, and the development of rural areas. For this reason, financing the industry became one of the bank's important tasks from its very first years.

Over 35 years, the country's economy has changed, and alongside it Belgazprombank's role has expanded. Today its clients include enterprises from various industries, representatives of small and medium-sized businesses, individual entrepreneurs, farms, and the general public.

A Bank That Operates Not Only in Regional Centers

The distinctive character of Belgazprombank's regional work is clearly visible in the numbers. Today the bank's network comprises 252 points of sale in 124 cities of Belarus.

At the same time, a significant share of the bank's corporate customers are enterprises and entrepreneurs operating outside the capital. Thus, the bank's regional presence is not a separate line of business but part of its everyday work.

Behind every enterprise or entrepreneur stand concrete tasks: acquiring equipment, carrying out seasonal work, building or modernizing a production facility, organizing settlements with partners, expanding production, or launching a new project.

This is precisely why banking services in the regions are not only about a branch working with a client. It is participation in the economic activity of the territory.

From Sowing Campaign to Modern Processing

Belgazprombank's connection with the agro-industrial complex remains in place today.

The bank participates in financing seasonal agricultural work, renewing the fleet of agricultural machinery, constructing and modernizing dairy complexes, and developing processing enterprises.

For regions, such projects have significance far beyond the enterprise itself. New equipment makes it possible to carry out work on time, modernization of production creates additional opportunities for output, and the development of processing contributes to the creation of additional value directly in the region.

At the same time, the modern agro-industrial complex is no longer just an agricultural enterprise. It is an entire chain that includes production, storage, processing, logistics, and sales of products. Financial instruments are needed at each of these stages.

Over three and a half decades, Belagroprombank has accumulated significant experience working with the agrarian sector while simultaneously expanding its client base and range of activities.

Opportunities for those starting their own business

The regional economy is not only about large enterprises. Small-scale production, individual entrepreneurs, farms, family businesses, and new projects play an important role in it.

Support for small and medium-sized entrepreneurship has become one of the areas of Belagroprombank's work. Credit products, settlement services, guarantees, acquiring, factoring, and other financial instruments are available for business.

A separate area is support for beginning entrepreneurs. Within the Igrow project, platforms are being developed where startups and small business representatives can not only gain access to the necessary infrastructure but also participate in educational events, receive advisory support, and find business contacts.

For regions, such projects are especially important: entrepreneurial initiative emerges where there are people ready to create new services, production facilities, and jobs.

A bank for residents of large and small cities

Over 35 years, the nature of the bank's relationship with the population has also changed.

Once, the majority of banking operations required a personal visit to a branch. Today, a significant portion of everyday tasks is handled remotely – through internet and mobile services, bank cards, contactless and QR payments.

Belagroprombank is developing its digital capabilities while maintaining its network of sales points. This approach allows the client to choose the convenient format of interaction with the bank: use a digital service or consult a specialist.

For residents of small towns and rural areas, the ability to get advice and resolve a financial matter directly in their own city still matters.

Financial Literacy Is Also Part of the Work

The bank's work in the regions is not limited to financial services.

Belagroprombank implements projects aimed at improving financial literacy among children, young people, and the older generation. Bank employees conduct educational classes, explain the rules for the safe use of banking services, and help clients master modern financial technologies.

Special attention is given to the older generation. In more than 90 banking service centers, a project called "Academy of Care" is operating, where specialists help pensioners master modern technologies and introduce them to the basics of financial and digital security.

Such initiatives are particularly important for the regions, where the bank is not only a provider of financial services but also one of the permanent participants in the life of the local community.

From the First Card to Digital Services

Over 35 years, not only the scale of the bank's work has changed, but also the ways of interacting with clients.

In the 1990s, the bank introduced computer technologies into its divisions. In 1996, Belagroprombank became a participant in the Belkart interbank settlement system and issued the first Belkart client card in Soligorsk.

Later came international bank cards, internet banking, a mobile application, and remote services.

Today, a client can perform many operations using a smartphone, use QR payments, and access other digital solutions. In 2026, Belagroprombank became a participant in the industrial operation of the national payment service "KROK."

It turns out that behind the story of the bank's technological development lies a very concrete change for the individual: many financial matters that previously required a trip to the bank can now be resolved remotely.

Traditions Remain, Opportunities Evolve

Belarus's regions have different economic profiles. In some places, the economy is based on agriculture; elsewhere, it is industry, processing, trade, services, or entrepreneurship.

Over 35 years, Belagroprombank has gone from being a bank closely tied to the agro-industrial complex to becoming a universal financial institution. However, the connection with its original specialization has been preserved—today the bank continues to support the agricultural sector while simultaneously working with enterprises in other industries, entrepreneurs, and the general public.

This is what makes the anniversary story unique: the bank has evolved alongside the economy while maintaining a constant presence wherever people manufacture goods, grow businesses, build families, and bring new projects to life.

The 35 years of Belagroprombank is more than just the history of a financial institution. It is 35 years of working with people and enterprises that live and operate across the entire Belarus. And today this story continues — in new projects, modern technologies, and the bank's daily work in the country's cities and rural areas.

JSC "Belagroprombank". UNP 100693551.

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